0 Interest Chase Disney Rewards Visa

The Disney Rewards Visa Card is a 0 interest credit card that offers a 0 interest on both balance transfer and purchases for the first 6 months. After the introductory period, the APR for balance transfers and purchases becomes either 13.24% variable or 16.24% variable. The rate which will be applicable to you after the offer depends on your application and credit history. For lower APR after the offer, you will need better credit to qualify. If your credit history is not very good, then you should only expect to qualify for the higher APR.

You probably should have realised it is a Disney rewards card; so it also earns special reward points that can be used to redeem from Disney. Rewards that can be redeemed include Disney hotels stays, to Disney theme park tickets and Disney merchandise. Other special rewards that you can get with the card include experiences like Character Meet 'N' Greet Event, Disney Friends Portrait, keepsake photo, VIP tours and more. And to top it off, there are no block-out dates for the rewards, so you don’t have to worry about having to go on your holidays only during the off-peak seasons.

While the 0 interest introductory period is last only for 6 months, this card could really work very well for you if you are planning for a Disney holiday in the near future. Not only do you save on cash from paying of interest, you also earn points that will make your Disney trips even more enjoyable and cheaper! One thing to take note about is that if you are late for any payment anytime during the introductory period, the 0 interest offer will be forfeited. The standard APRs will then start to apply immediately. Furthermore, if you’re late for twice or more within any 6 month period, a late payment rate of 24.24% variable will be charged to your balances and purchase.

The Disney Rewards Visa Card is like any other 0 interest credit card, its offer period is decent and its APR after the offer is somewhat lower than most even. But the 0 interest offer is really a just a value added offer on top of its truly unique selling point of Disney rewards.

This is a specialised card meant for earning Disney rewards on your purchases. You can spend as per normal on your regular purchases and earn rewards especially for your Disney rewards. With the Disney Rewards Visa Card, you don’t just save on money; you get experiences that you don’t normally have on your normal Disney holidays.

The Disney Rewards Visa Card at a glance:

Zero Percent Interest Rate:
Purchases and Balance Transfer, not applicable for Cash Advances.

Introductory Period:
6 Months.

Fees:
No Annual Fee.
Cash advance fee - 3.0% of cash advance amount, $5 minimum.
Balance transfer fee - 3.0% of balance transfer amount, $5 minimum.
Foreign currency transaction fee – 3.0%.

Standard APRs after introductory term:
Balances and Purchases – 13.24% variable or 16.24% variable (depending on credit and application).
Cash Advances - 24.24%.

Other benefits:
Disney rewards.

Card Type:
Visa

Eligibility:
Must be over 18.
Subjected to credit approval and other terms and conditions (read carefully before applying).